I went to bed at 4. That was stupid. My phone invariably rings by 8:30, so I got: four hours of sleep.

Oh, well. It was the guy from the credit card store, and I asked if they had a referral program. He offered $50 every time I refer a customer to him. Works for me! Now to get the build-your-own-ecommmerce-site system doneā€¦